Hot summer and High vacation or repair bills due

As summer slowly increases its temperature, air conditioning units break or need replacement. These are expensive and extensive repairs for the majority of consumers. A complete change out of central air conditioning equipment can cost anywhere between $5,000.00 to $15,000.00 dollars. Repairs may be less but can still be come costly to consumers. Car cooling repairs can add up quickly. Exposure to high temperatures may cause medical issues with elderly and small children requiring medical attention that rapidly gets expensive. Add to that total is the vacation, travel, meals away from home all which is often placed on the credit cards which must be paid. and the overall summer debt picture becomes heated. Chapter 7 or Chapter 13 may benefit consumers experiencing serious or potentially serious debt payment shortfalls . Summer also is a time of layoffs from employment. or reduced working hours, factors which affect the earnings bottom line. Dont’ wait until its too late.