Already filed a Chapter 7 or 13 . What Can I do to stop foreclosure garnishment repossession?

If you have filed a chapter 7 or Chapter 13 bankruptcy in the past you may still file bankruptcy again if needed. Chapter 13 repayment plans are usually favored in these circumstances. The factors you and your attorney will have to consider are; will you get a discharge , can you file within the filing limitation periods. What is causing the repeat filing. Discharge is the first calculation to overcome. Did you receive a discharge in your past bankruptcy filing? If so are you time barred? Often you can resolve the time bar with a chapter 13 . Its best to consult with an attorney to resolve these conflicts before you spend the money to file.